{"id":3140,"date":"2026-04-14T20:30:59","date_gmt":"2026-04-14T20:30:59","guid":{"rendered":"http:\/\/www.robertandrews.org\/LIFE\/?p=3140"},"modified":"2026-04-19T21:11:09","modified_gmt":"2026-04-19T21:11:09","slug":"investment-notes","status":"publish","type":"post","link":"http:\/\/www.robertandrews.org\/LIFE\/investment-notes\/","title":{"rendered":"Investment Notes"},"content":{"rendered":"<ul>\n<li>Scott Wren, Bryan, Sameer (Sr market strategist) Samada, Paul<\/li>\n<li>Big Picture\n<ul>\n<li>Economy in good shape<\/li>\n<li>No recession predicted for 2019 +\n<ul>\n<li>Strong holiday sales<\/li>\n<li>Economy may slow\n<ul>\n<li>Scaring the markets<\/li>\n<\/ul>\n<\/li>\n<li>Job market strong<\/li>\n<li>Wages rising faster than inflation<\/li>\n<\/ul>\n<\/li>\n<li>Yellow light &#8211; caution\n<ul>\n<li>Credit card balances are rising<\/li>\n<li>Interest payments are low<\/li>\n<li>Home prices are rising<\/li>\n<\/ul>\n<\/li>\n<li>Businesses\n<ul>\n<li>Hiring<\/li>\n<li>Costs are increasing &#8211; eg wages<\/li>\n<\/ul>\n<\/li>\n<li>Manufacturers showed sloing third straight month\n<ul>\n<li>Tarriffs causing problems<\/li>\n<li>Corp debt high<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&#8211;<\/p>\n<ul>\n<li>Federal Reserve could make mistakes<\/li>\n<li>Partial Government Shutdown<\/li>\n<li>What is going to happen with Global Growth<\/li>\n<li>Look at markets monthly and adjust targets and trading<\/li>\n<li>Attractive returns next 12 months<\/li>\n<li>Stay invested, but look for opportunities<\/li>\n<li>Rate industrials and financials and health care sector &#8211; all favorable<\/li>\n<li>Utilities &#8211; Secure place to hide &#8211; Not enough movement or profit<\/li>\n<li>Stocks do well in modest growth and moderate inflation environment &#8211; planned for 2019<\/li>\n<\/ul>\n<p>&#8211;<\/p>\n<ul>\n<li>Investment Strategy Report &#8211; NEXT WEEK &#8211; CHECK IT OUT<\/li>\n<li>25 worst quarters &#8211; 4th of 2018 was 20th worst quarter &#8211; NOT GOOD\n<ul>\n<li>Russell Index Fund<\/li>\n<\/ul>\n<\/li>\n<li>Average return 12 months later was about 15% &#8211; S&amp;P return was about 70%<\/li>\n<\/ul>\n<p>&#8211;<\/p>\n<ul>\n<li>Strategy &#8211; Figure inflation outlook\n<ul>\n<li>Look at Technicals<\/li>\n<li>Treasury yields move lower with selloffs<\/li>\n<li>\u00a0&#8211; move higher with stability<\/li>\n<li>Probably about 3%<\/li>\n<li>Yield Curve &#8211; CHECK IT OUT &#8211; Has been flattening\n<ul>\n<li>Hope for meaningful inversion<\/li>\n<li>4 consecutive weeks &#8211; reasoned to be concerned<\/li>\n<li>Flattening is good<\/li>\n<\/ul>\n<\/li>\n<li>Short term higher interest than long term &#8211; BAD\n<ul>\n<li>Bonds expect recession<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&#8211;<\/p>\n<ul>\n<li>Why even keep bonds?\n<ul>\n<li>Diversification &#8211; Limits volatility &#8211; Protects portfolio<\/li>\n<li>Short term have done bad<\/li>\n<li>Long term has done reasonably good<\/li>\n<li>Better than equity markets at this time &#8211; Significant losses<\/li>\n<li>PREFERREDS &#8211; Asset Class &#8211; Subject to volatility\n<ul>\n<li>Selloffs in times of stress<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&#8211;<\/p>\n<ul>\n<li>What should an investor do\n<ul>\n<li>Make sure your plan is up to date &#8211; MEET WITH JOHN<\/li>\n<li>Do not over react<\/li>\n<li>Do not hide &#8211; properly allocated &#8211; diversified &#8211; rebalancing<\/li>\n<li>Market = downtrend vs uptrend\n<ul>\n<li>Returns lower &#8211; allow time<\/li>\n<li>Dollar cost averaging &#8211; RESEARCH<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&#8211;<\/p>\n<ul>\n<li>Cash things in &#8211; wait this out &#8211; NO &#8211; THAT IS OVER REACTION\n<ul>\n<li>Make sure you know what your liquidity is, and do we have enough to carry us through<\/li>\n<li>Don&#8217;t be a forced seller &#8211; Wait for the upturns<\/li>\n<li>Inflation about 2%<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&#8211;<\/p>\n<ol>\n<li>Growth continues &#8211; Stay with your plan &#8211; Work with John\n<ol>\n<li>Separate living expenses and money to be invested in market<\/li>\n<li>Maintain discipline<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<ul>\n<li>Listen to recording<\/li>\n<li>January 3, 2019<\/li>\n<li>Wells Fargo Investment Institute<\/li>\n<li>Consider investment strategies and risk tolerance<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Scott Wren, Bryan, Sameer (Sr market strategist) Samada, Paul Big Picture Economy in good shape No recession predicted for 2019 + Strong holiday sales Economy may slow Scaring the markets Job market strong Wages rising faster than inflation Yellow light &#8211; caution Credit card balances are rising Interest payments are [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[],"class_list":["post-3140","post","type-post","status-publish","format-standard","hentry","category-financial"],"_links":{"self":[{"href":"http:\/\/www.robertandrews.org\/LIFE\/wp-json\/wp\/v2\/posts\/3140","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.robertandrews.org\/LIFE\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.robertandrews.org\/LIFE\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.robertandrews.org\/LIFE\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.robertandrews.org\/LIFE\/wp-json\/wp\/v2\/comments?post=3140"}],"version-history":[{"count":1,"href":"http:\/\/www.robertandrews.org\/LIFE\/wp-json\/wp\/v2\/posts\/3140\/revisions"}],"predecessor-version":[{"id":3141,"href":"http:\/\/www.robertandrews.org\/LIFE\/wp-json\/wp\/v2\/posts\/3140\/revisions\/3141"}],"wp:attachment":[{"href":"http:\/\/www.robertandrews.org\/LIFE\/wp-json\/wp\/v2\/media?parent=3140"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.robertandrews.org\/LIFE\/wp-json\/wp\/v2\/categories?post=3140"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.robertandrews.org\/LIFE\/wp-json\/wp\/v2\/tags?post=3140"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}